Loan Calculator

Calculate loan payments, interest costs, and amortization schedules with our comprehensive loan calculator.

Loan Calculator

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About This Tool

Our loan calculator helps you estimate monthly payments, total interest costs, and create a detailed amortization schedule for different types of loans. Whether you're considering a mortgage, auto loan, or personal loan, this tool provides comprehensive financial insights.

Enter your loan details, and get instant results to help you make informed borrowing decisions.

Loan Types

Standard Loan

A basic loan with fixed interest rate and regular payments over a specified term.

Mortgage

A loan used to purchase real estate, typically including property tax and home insurance in the monthly payment.

Auto Loan

A loan specifically for purchasing a vehicle, often with a down payment and shorter term.

Formulas Used

Monthly Payment:

M = P [r(1+r)^n] / [(1+r)^n - 1]

Where: M = Monthly Payment, P = Principal Loan Amount, r = Monthly Interest Rate (Annual Rate/12), n = Total Number of Payments

Interest Payment:

I = P * r

Where: I = Interest Payment, P = Remaining Principal, r = Monthly Interest Rate

Principal Payment:

PP = M - I

Where: PP = Principal Payment, M = Monthly Payment, I = Interest Payment

Remaining Balance:

B = P - PP

Where: B = Remaining Balance, P = Previous Balance, PP = Principal Payment

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