Kalkuleta na aro
Yi lissafin biyan lamuni, farashin riba, da jadawalin amortization tare da cikakken lissafin lamunin mu.
Kalkuleta na aro
Game da Wannan Kayan Aikin
Ƙididdigar lamunin mu yana taimaka muku ƙididdige biyan kuɗi na wata-wata, jimlar farashin riba, da ƙirƙirar cikakken jadawalin amortization na nau'ikan lamuni daban-daban. Ko kuna la'akari da jinginar gida, lamuni na mota, ko lamuni na sirri, wannan kayan aikin yana ba da cikakkun bayanan kuɗi.
Shigar da cikakkun bayanan lamunin ku, kuma ku sami sakamako nan take don taimaka muku yanke shawarar rancen bayanai.
Nau'in Lamuni
Daidaitaccen Lamuni
Lamuni na asali tare da ƙayyadaddun ƙimar riba da biyan kuɗi na yau da kullun akan ƙayyadadden lokaci.
Mortgage
Lamuni da aka yi amfani da shi don siyan gidaje, yawanci gami da harajin dukiya da inshorar gida a cikin biyan kuɗi na wata-wata.
Auto Loan
Lamuni na musamman don siyan abin hawa, sau da yawa tare da biyan kuɗi da ɗan gajeren lokaci.
Formules Amfani
Biyan kuɗi na wata-wata:
M = P [r(1+r)^n] / [(1+r)^n - 1]
Where: M = Monthly Payment, P = Principal Loan Amount, r = Monthly Interest Rate (Annual Rate/12), n = Total Number of Payments
Biyan Riba:
I = P * r
Inda: I = Biyan Riba, P = Babban Jagora, r = Yawan Riba na wata-wata
Babban Biyan Kuɗi:
PP = M - I
Inda: PP = Babban Biyan Kuɗi, M = Biyan Kuɗi na wata-wata, I = Biyan Riba
Ma'aunin Rago:
B = P - PP
Inda: B = Ma'auni Mai Rara, P = Ma'auni na Baya, PP = Babban Biyan Kuɗi
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